How to Maximize Your Travel Rewards with Capital One’s Cabela’s CLUB Card
Sophie Carter
Maximizing Travel Rewards with the Cabela’s CLUB Card
Ever wondered how to turn your credit card into a passport to luxury travel? As someone who’s lived in two continents and dabbled in finance, I’ve learned that the right card can transform your trips from ordinary to extraordinary. Today, I’m diving into Capital One’s Cabela’s Club Card—a contender in the travel rewards space that might just be your secret weapon.
The Basics: APRs and Fees
The Cabela’s Club Card offers purchase APRs as low as 9.99% for transactions at Bass Pro Shops and Cabela’s, which is great if you’re a gear enthusiast or planning a fishing trip. However, other purchases and transfers carry higher APRs, ranging from 19.99% to 31.24%. That’s a stark contrast to standard credit cards, so be mindful of how you use it.
Cash Advances: The Not-So-Good Option
Cash advances are even trickier, with a 31.24% APR and a 3% fee on transferred balances. If you’re tempted to use cash advances for travel expenses, I’d recommend saving your pennies for better uses—like booking that dream getaway.
Perks: Capital One’s Mobile App
Capital One’s mobile app is a game-changer. It lets you monitor your balance, set spending alerts, and even request a virtual card—all from your phone. For someone like me, who’s always on the go, this means I never miss a payment or overspend. Plus, the proactive alerts give me peace of mind, especially when traveling abroad.
Strategic Use: Getting the Most Out of Your Rewards
If you’re eyeing this card for travel, here’s my tip: use it strategically. For example, if you’re planning a trip to a bass fishing hotspot, the low APR on Cabela’s purchases could save you money. But for everyday spending, consider a card with lower APRs or better rewards.
Giving Back: The Philanthropy Angle
Like me, you might use your rewards to support causes you care about—whether it’s funding a charity trip or donating miles to a nonprofit. It’s a win-win: you get the travel perks, and you give back.
Final Thoughts: Is the Cabela’s Club Card Right for You?
The Cabela’s Club Card isn’t for everyone, but if you’re a frequent shopper at Bass Pro Shops or Cabela’s, it’s worth exploring. Pair it with Capital One’s user-friendly tools, and you’ve got a solid foundation for maximizing your travel rewards.
Take the Next Step: Check Out the Cabela’s Club Card Details
Ready to take the plunge? Check out the Cabela’s Club Card details and see if it fits your travel goals. And remember: your credit card can be more than a tool—it can be your ticket to adventure.
P.S. For more tips on using credit cards for travel, follow my journey on how I’ve turned miles into memories.